VA Loans offer eligible military service members and veterans favorable mortgage terms, including no down payment requirements and competitive interest rates, to help them achieve homeownership.
How To Apply
Pre-Approved: Start by getting pre-approved to know your budget and strengthen your offer.
Application: Complete our simple and straightforward loan
application.
Documentation: Provide necessary documents such as proof of income, credit history, and asset statements.
Approval: Our team will review your application and guide you through the approval Process.
Closing: Finalize your loan and close on your new home with confidence.
No Down Payment: Eligible borrowers can purchase a home with no down payment, making it easier to afford a home without needing to save for years.
Competitive Interest Rates: Enjoy lower interest rates compared to conventional loans, which can result in substantial savings over the life of the loan.
No Private Mortgage Insurance (PMI): Unlike other low down payment loans, VA loans do not require PMI, reducing your overall monthly mortgage payment.
Flexible Credit Requirements: VA loans are more lenient on credit score requirements, making them accessible to more borrowers.
Limited Closing Costs: The VA limits the amount of closing costs that borrowers can be charged, and some costs may be covered by the seller.
Assumable Loans: VA loans are assumable, meaning that if you sell your home, the buyer can take over your existing VA loan, subject to approval.
PRIVACY POLICY | NMLS CONSUMER ACESS
NEXA MORTGAGE - Corporate Address: 2450 S Gilbert Rd Ste 210 Chandler, AZ 85286
Company Website: www.nexamortgage.com
Corporate NMLS#: 1660690 Company State License # AZMB-0944059
ALLEN LOSTETTER NMLS #1980156 - Licensed in OH
© Copyright Allen Lostetter dba Allen The Lender 2025, All rights reserved.
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